Real Estate Lawyer in Vaughan, GTA.

First-Time Home Buyers: What to Expect When Buying Property in Ontario

This is general information and should not be interpreted as legal advice. Contact a family law lawyer to understand your rights and obligations.

Buying your first home is an exciting milestone, but it can also feel overwhelming, especially when it comes to the legal process. 

Understanding the Role of a Real Estate Lawyer

Many first time buyers wonder why they need a lawyer when they already have a real estate agent. While your agent helps find the right property and negotiate the price, your lawyer ensures the legal aspects of the transaction are handled properly.

Your real estate lawyer will:

• Review the Agreement of Purchase and Sale to ensure your interests are protected.

• Conduct a title search to confirm the property is free of liens, encumbrances, or legal disputes.

• Prepare and review closing documents.

• Handle the transfer of funds and register your ownership with the Land Registry Office.

• Answer your legal questions and explain the process step-by-step.

  
  

Step 1: Making an Offer and Conditions

When you find a property you want to buy, you’ll submit an Offer to Purchase. This document outlines the price and any conditions you want to include—such as financing approval or a home inspection. Your lawyer can review this offer to make sure the terms are clear and fair.

Step 2: Due Diligence and Title Search

Once your offer is accepted, your lawyer performs a title search. This is a detailed review of the property’s legal status to confirm the seller has clear ownership and that there are no outstanding debts or claims on the property. This step protects you from surprises down the road.

Step 3: Closing Process

The closing date is when ownership officially transfers from the seller to you. Your lawyer prepares all closing documents and ensures all conditions in the agreement are met. They also coordinate payment of taxes, adjustments for utilities, and other closing costs.

On closing day, your lawyer will register the new ownership with the Land Registry Office, finalizing the transaction.

What to Bring to Your Lawyer’s Office

To make the process smooth, bring the following to your first meeting with your lawyer:

• A copy of your accepted Agreement of Purchase and Sale.

• Details of your mortgage or financing.

• Identification and any related documents.

• Questions or concerns you want to discuss.

  
  

Seeking Legal Support

At Majoka Law, we know buying your first home can be complex. Our experienced real estate lawyers work closely with you to explain every step, protect your rights, and ensure your transaction goes smoothly. We’re here to provide clear advice and personalized support.